Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the finkurs website, dashboard, and any related informational tools (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. This is a general draft template and should be reviewed by qualified legal counsel before use in any specific jurisdiction.
1. Acceptance of Terms
By creating an account, submitting information through a form, or otherwise interacting with the Service, you confirm that you have read, understood, and agree to these Terms and any policies referenced herein, including our Privacy Policy.
2. Eligibility
The Service is intended for use by individuals who are at least the age of majority in their jurisdiction of residence and who have the legal capacity to enter into binding agreements. Use of the Service by anyone not meeting this criteria is prohibited.
3. Nature of the Service
finkurs provides informational tools, illustrative data visualizations, and general market commentary. Nothing presented through the Service constitutes personalized financial, investment, tax, or legal advice, and no content should be construed as a recommendation to buy, sell, or hold any particular asset.
Account & Access
- Account accuracyYou are responsible for providing accurate, current information when registering and for promptly updating it if it changes.
- Credential securityYou are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activity occurring under them.
- Authorized use onlyAccess to the Service is granted for your own personal or internal business use and may not be resold, sublicensed, or shared without prior written consent.
- Suspensionfinkurs reserves the right to suspend or terminate access where these Terms are breached, where fraudulent activity is suspected, or where required by applicable law.
Acceptable Use
When using the Service, you agree not to engage in the following:
- Unauthorized accessAttempting to gain access to systems, data, or accounts other than your own, or circumventing any security or authentication measures.
- Automated extractionScraping, harvesting, or using bots, crawlers, or similar automated means to extract data from the Service without prior written permission.
- Reverse engineeringDecompiling, disassembling, or otherwise attempting to derive the source code or underlying methodology of any tool provided.
- MisrepresentationImpersonating any person or entity, or falsely stating or otherwise misrepresenting your affiliation with any person or entity.
- Unlawful activityUsing the Service for any purpose that is unlawful, fraudulent, or that infringes the rights of any third party.
- InterferenceIntroducing malicious code or attempting to disrupt, overload, or impair the proper functioning of the Service.
No Financial Advice; No Guarantees
All content, figures, charts, and commentary made available through the Service are provided for general informational and illustrative purposes only. They do not constitute financial, investment, legal, or tax advice, and should not be relied upon as the sole basis for any financial decision.
finkurs makes no representation or warranty, express or implied, regarding the accuracy, completeness, timeliness, or reliability of any information presented. Past performance illustrations, where shown, are not indicative of future results. You should consult a licensed and qualified professional before making any financial decision.
Intellectual Property
All content, design elements, trademarks, logos, text, graphics, and software associated with the Service are the property of finkurs or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, publicly display, or create derivative works from any part of the Service without prior written consent.
Any feedback, suggestions, or ideas you submit regarding the Service may be used by finkurs without restriction or compensation to you.
Limitation of Liability
To the fullest extent permitted by applicable law, finkurs, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
4. Third-Party Links
The Service may contain links to third-party websites or resources. finkurs is not responsible for the content, accuracy, or practices of any linked third-party site and inclusion of any link does not imply endorsement.
5. Modifications to the Service
finkurs reserves the right to modify, suspend, or discontinue any part of the Service, temporarily or permanently, at any time and without prior notice or liability to you.
6. Changes to These Terms
These Terms may be updated periodically. Material changes will be indicated by revising the effective date at the bottom of this page. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
Termination of Access
finkurs may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct believed to violate these Terms or to be harmful to other users, third parties, or finkurs's interests. Upon termination, provisions of these Terms that by their nature should survive will remain in effect, including intellectual property provisions and limitations of liability.
Governing Law & Miscellaneous
- Governing lawThese Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which finkurs operates, without regard to conflict-of-law principles. This clause should be reviewed for jurisdiction-specific accuracy.
- SeverabilityIf any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
- Entire agreementThese Terms, together with the Privacy Policy, constitute the entire agreement between you and finkurs regarding use of the Service.
- No waiverFailure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
Questions About These Terms
If you have questions regarding these Terms and Conditions, please reach out through the contact details provided on our Contact page. This document was last updated on the date noted below and is provided as a general template subject to revision.
Effective date: to be specified. General draft — not legal advice.